Put both offers on the same calendar
Enter each full-year salary and region, then compare annual and average monthly net using the same method. A move changes more than provincial tax: rent, transport and other living costs belong in a separate household budget.
Value benefits carefully
Employer retirement matching can be valuable but is not identical to immediately spendable salary. Check eligibility, vesting, contribution requirements, coverage exclusions and out-of-pocket costs. Do not add an advertised benefit value to net pay as if it were cash.
Allow for uncertainty
A discretionary bonus is not guaranteed salary. Model an offer with and without it. Record start date, paid weeks and hours; a full-year annual estimate is not the same as income earned after starting partway through the year.
Useful numbers have a source.
Reviewed November 6, 2026. Official tools are the next step for a specific pay slip.
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